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What happens when a.

Whole life, universal life, and other types of permanent life insurance policies usually have a maturity date between 95 and years old. If the.

A whole life policy is said to "mature" at death or the maturity age o. whichever comes first. To be more exact the maturity date will be the "policy anniversary.

Typically for whole life plans, the policy is designed to endow at maturity of the contract, which means the cash value equals the death benefit. If the insured lives. Whole life insurance is one type of permanent life insurance that can This is because the entire premium does not go to the cash value; only a small portion. Most whole life policies have a guaranteed return rate at a low.